Hapsari, A. Y.; Anwar, T. A.; Sugiana, N. S. S.; Widjatun, V. W.; Padmanegara, O. H. Unpacking the Impact of Digital Touchpoint Excellence and Switching Resilience on Building Millennial Loyalty and Financial Decision-Making at Phintraco Sekuritas . IJMSC 2025, 3, 146-158.